For our buyers
Everything we ask clients to think through before we write an offer, in one place, no login, no spreadsheet. Run your numbers here, then bring us your questions.
Payment, affordability, early-payoff, and the tax side of owning: the four questions every buyer asks us, answered with your own numbers.
A curated subset in tab layout, chosen in the Builder. Build yours
Rarely 20%. Conventional loans start at 3% down, FHA at 3.5%, and VA at zero. The trade-off is mortgage insurance. Run the payment calculator above with a few down-payment amounts to see it in dollars.
Sometimes! An extra $100/month can shave years off a 30-year loan. The early-payoff calculator shows the exact payoff date and interest saved for any extra amount.
Mortgage interest and property taxes may be deductible if you itemize, but the standard deduction is high, so it isn't automatic. The tax calculator estimates whether owning actually moves your tax bill.
Before you fall in love with a house. A pre-approval letter makes your offer real. We're happy to introduce you to lenders our clients have had good experiences with.