For our buyers
Everything we ask clients to think through before we write an offer — in one place, no login, no spreadsheet. Run your numbers here, then bring us your questions.
Payment, affordability, early-payoff, and the tax side of owning — the four questions every buyer asks us, answered with your own numbers.
A curated subset in tab layout, chosen in the Builder — build yours
Rarely 20%. Conventional loans start at 3% down, FHA at 3.5%, and VA at zero. The trade-off is mortgage insurance — run the payment calculator above with a few down-payment amounts to see it in dollars.
Sometimes! An extra $100/month can shave years off a 30-year loan. The early-payoff calculator shows the exact payoff date and interest saved for any extra amount.
Mortgage interest and property taxes may be deductible if you itemize — but the standard deduction is high, so it isn't automatic. The tax calculator estimates whether owning actually moves your tax bill.
Before you fall in love with a house. A pre-approval letter makes your offer real — we're happy to introduce you to lenders our clients have had good experiences with.